FAQs

Q: How do I pay for services? Do you accept insurance?

A: I accept Aetna Health Insurance and Private Pay (credit card or Venmo). Fees vary from $50-$250 depending on the type and duration of service.

If using Aetna Health Insurance, in-network claims will be submitted and you will be charged a weekly co-pay (once your deductible is met) for services.

For Private Pay, you will be charged on the 1st of the month for all the previous month’s sessions and provided a Superbill (therapy invoice) on the 5th of each month to submit to your insurance company for possible reimbursement.

Q: What if I can’t afford your private pay fee?

A: I work with every client individually to determine a fair rate. My goal is to provide a competitive fee based on my experience and expertise in the field. I offer Sliding Scale fees for private pay clients, meaning a reduction in my typical rate based on economic need. Please be honest about your financial aid needs if requesting a discount so that I can provide fair equity for all my clients.

Q: Can I still use my insurance benefits if I’m private pay?

A: I’m In-Network with Aetna Health Insurance ONLY and Out-Of-Network for all other insurance companies. This means that your insurance company may partially cover sessions if you have Out-Of-Network benefits. I encourage you to call your insurance and ask the following questions:

  • “Do I have out-of-network benefits for mental/behavioral healthcare?”

  • “What is my deductible? Have I met it yet?

  • “What is the OON reimbursement rate for these CPT codes?”

    • 90791 - Initial Evaluation (60-min)

    • 90834 - Individual Psychotherapy Session (45-min)

    • 90846 & 90847 - Family Psychotherapy Session (45-min)

    • 90853 - Group Therapy (60-min)

  • “How do I submit a Superbill for reimbursement?”

Q: Why should I choose you over an In-Network provider who accepts my insurance?

A: Looking for an in-network therapist can be beneficial financially, but there are also limitations in treatment. Consider these possibilities:

  • Insurance companies can dictate how many sessions are allowed per calendar year without considering what is best for you and your mental health needs.

  • Insurance may choose to deny services after they’ve already been completed, leaving you solely responsible for full payment.

  • Insurance may try to obtain your private medical records to determine “medical necessity” in order to pay for services, limiting patient privacy.

  • If you have Out-of-Network benefits that cover you at a reasonable rate, you may end up paying similar prices as you would In-Network.

  • By opting for an Out-of-Network provider of your choosing, you can take better control of your healthcare.

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BEAUTIFUL GROWTH COUNSELING